Looking for Insurance

I work in a public hospital in UK where everything is free. But here in OZ health system is much more different. To be able to avail private hospitals you need to get a health insurance or else the money will come from your own pocket. Private hospitals here are everywhere with their own specialties. Right now I work in a private hospitals that specialized on heart and brain surgeries. Most of our patients are paid by their insurance. That is why me and my family already applied for one and I'm looking for life insurance rates rates as well just in case something bad happen (knock on wood!).